Commercial & Industrial Property

The most competitive commercial property premiums available

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Christopher Trigg have excellent relationships with a wide range of commercial and industrial property insurers, who trust our judgement and offer our clients bespoke solutions in respect of commercial property portfolios and single commercial properties.

Buildings are a property owner’s key business asset and are subject to many risks. Even a seemingly minor property loss can impact the occupancy of a building, while a major event can have a serious and detrimental effect on the operation and financial condition of the business.

At Christopher Trigg we understand the wide and varied exposures faced by the property owners industry and have experience of designing bespoke products to protect our clients against a range of exposures.

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What we Cover

Commercial & Industrial Property

  • Extensions, pedestrian malls and gangways.
  • Outbuildings and other small ancillary buildings.
  • Walls and gates.
  • Services such as gas and water pipes or telephone, electrical cabling, drains and sewers extending from the building to the perimeter of the premises or to the public mains.
  • Access roads and service areas for which the client is responsible.
  • Fixtures and fittings belonging to the client.
  • Costs incurred in removing debris, dismantling or demolishing, and in shoring up or propping the damaged building.
  • Any additional costs that may be necessary to comply with a Public Authorities requirements in the event of notice being served to incorporate alterations or improvements in the rebuilding or repair work to the damaged property.
  • Architects’, surveyors’, consulting engineers, legal and other fees incurred when the damaged building is repaired or reinstated.

Cover “All Risks” of physical loss or damage which includes:

  • Fire, lightning, aircraft, explosion, earthquake.
  • Riot and malicious damage.
  • Storm, flood, escape of water or oil from any tank apparatus or pipe.
  • Impact:- by the property owners’ or occupiers’ vehicles and animals – by any other vehicles and animals.
  • Subsidence, heave and landslip.
  • Theft damage to buildings and theft of building parts and materials.
  • Glass breakage.
  • Accidental damage.

Industrial Property Insurance

Our bespoke property owners insurance programmes can provide a warranty and condition precedent free policy. It includes extensive and flexible cover, backed up by experienced and knowledgeable underwriters, claims personnel and risk control consultants who can provide risk management advice and support to new, existing and prospective customers.

In addition to protecting property from fire and theft, storm and flood, our insurance programmes can also cover key exposures for property owners, including subsequent loss of rent and public and employers' liability.

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  • “ We have been insured with Christopher Trigg for 35 years which is testament to their professionalism and quality of service. Working within the healthcare industry to develop, manufacture and supply healthcare products we need the peace of mind that we are covered for any eventuality, and with Christopher Trigg, we know that they can provide this. ”

    Alan Press, CEO

    Kimal Plc

  • “ Christopher Trigg continues to assist our company by having a total understanding of our business requirements. Their invaluable knowledge gathered over 30 years in their industry has enabled us to establish a ‘go to’ relationship based on their excellent guidance. We would recommend Christopher Trigg to people who are looking not only for a broker with trustworthy and professional capabilities, but the personal touch besides. ”

    Keith Wright


  • “ DF Sales Ltd has used Christopher Trigg for our insurance for nearly a decade, and as we have grown, all our insurance needs have been met immediately and with total professionalism. Thankfully we have only ever had to make one claim and this was dealt with superbly. Christopher Trigg are always making sure that we have the right cover and are able to adapt our policy very quickly whenever we make an addition to our portfolio of businesses and properties. ”

    Rob Austen, Managing Director

    DF Sales Ltd

  • “ We have dealt with Christopher Trigg Ltd for more than 15 years during which time we have found them to be very efficient and particularly helpful. Their annual review of the insurance market has always impressed. We have no hesitation in recommending their services. ”

    Roz & Raymond Laren

    Laren Consultants