Residential Blocks of Flats

Comprehensive cover for a diverse range of situations

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Christopher Trigg has been broking a wide range of real estate and residential blocks of flats for 45 years. So whether you are a landlord or managing agent with a large portfolio, or an individual with just one or two premises, our experience means that we are able to offer our clients a specialist insurance product and service that is just right for their business.

Our bespoke property owners insurance programmes can provide a warranty and condition precedent free policy including extensive and flexible cover, backed up by experienced and knowledgeable underwriters, claims personnel and risk control consultants who can provide risk management advice and support to new, existing and prospective customers.

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What we Cover

Residential Blocks of Flats

  • Cover provided on “all risk basis”.
  • Accidental loss and damage to buildings, outbuildings,paths and fences.
  • Loss or damage to communal contents including carpets.
  • Grounds, roads, small buildings and fences.
  • ‘Buy to Let’ properties insured.
  • Unoccupied properties included.
  • Landlord’s fixtures and fittings
  • Automatic 25% uplift in insured cover over rebuild value.
  • Automatic note of interest for Freeholder, Mortgagee’s, etc.
  • Loss of rent and alternative accommodation.
  • £10M employers liability cover.
  • £5M property owners liability cover.
  • Professional fees covered for reinstating or repairing the property.
  • Costs incurred in tracing and accessing damaged servicing pipes.
  • Loss of metered water.
  • Terrorism cover available on request.

Comprehensive Cover

In addition to protecting property from fire, flood, storm and even earthquake damage, this specialist policy can also provide cover for key exposures for property owners, including loss of rent and public and employers' liability.

We have delegated authority from Insurers where we issue the insurance certificates and documentation within our offices which ensures we are able to provide an immediate service and documentation allowing us to provide an extremely efficient service to our clients.

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  • “ We have been insured with Christopher Trigg for 35 years which is testament to their professionalism and quality of service. Working within the healthcare industry to develop, manufacture and supply healthcare products we need the peace of mind that we are covered for any eventuality, and with Christopher Trigg, we know that they can provide this. ”

    Alan Press, CEO

    Kimal Plc

  • “ Christopher Trigg continues to assist our company by having a total understanding of our business requirements. Their invaluable knowledge gathered over 30 years in their industry has enabled us to establish a ‘go to’ relationship based on their excellent guidance. We would recommend Christopher Trigg to people who are looking not only for a broker with trustworthy and professional capabilities, but the personal touch besides. ”

    Keith Wright


  • “ DF Sales Ltd has used Christopher Trigg for our insurance for nearly a decade, and as we have grown, all our insurance needs have been met immediately and with total professionalism. Thankfully we have only ever had to make one claim and this was dealt with superbly. Christopher Trigg are always making sure that we have the right cover and are able to adapt our policy very quickly whenever we make an addition to our portfolio of businesses and properties. ”

    Rob Austen, Managing Director

    DF Sales Ltd

  • “ We have dealt with Christopher Trigg Ltd for more than 15 years during which time we have found them to be very efficient and particularly helpful. Their annual review of the insurance market has always impressed. We have no hesitation in recommending their services. ”

    Roz & Raymond Laren

    Laren Consultants